Flexible 30 year property loans
Fast, simple, and built for business.
Property backed. Common sense lending.
If the security stacks up, we’ll find a way to make it work.
Tailored finance that fits you, not the bank’s mould.
Self-employed? Complex structure? No problem we’ll find the right fit.
Banks love rules. We prefer results.
Prime Flex
- Full-doc loans
- Competitive long-term pricing
- Up to 30-year loan terms
Alt Doc Flex
- Real-world documentation accepted
- Perfect for self-employed or SME owners
- Fast approval, flexible terms
Flex Specialist
- Flexible credit assessment
- Common-sense approval
- Ideal for self-employed or business owners
A flexible business loan in 6 steps
Our step-by-step process keeps your deal moving from application to settlement without the usual red tape.
Property finance made simple for business growth
Whether you’re buying, refinancing or expanding, we make commercial property finance straightforward. Our Flex Loans give you fast access to long-term funding without the complexity of traditional lenders. No endless hoops, no hidden surprises, just clear terms, fair assessments, and personal service from start to finish.
When you work with Briqwise, you can expect:
- Speed and certainty
- Flexible loan structures
- Real people who understand your business
Finance that works the way business really works, simple, flexible, and built around you.
How to submit your client’s Flex Loan application
Once received, our credit team starts the assessment immediately and provides clear feedback so you can move your deal forward without delay.
At Briqwise, we keep things simple, transparent, and efficient giving brokers the speed and certainty their clients deserve.
Our statistics
$ 500m+
750+
<7 days
98%+
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Frequently asked questions about commercial property loans
What documentation do I need to provide?
Initially, you provide the most important information about the collateral to be financed and the desired loan amount via the application form.
After that, we need more information from you, such as:
* A valuation report prepared by a certified appraiser
* Copy of ID
* Lease agreements (when the property is rented)
* Purchase contract (upon purchase)
Are you applying for funding through your company? Then we need more:
* Recent financial statements
What are the costs of an application?
More details about the costs can be found on our rates page.
How long does a journey via Briqwise take?
You will always receive an indication of the feasibility and financing conditions within 24 hours. We will then complete the file and will be happy to schedule an appointment with you afterwards. The sooner you provide the necessary documentation, the faster we can switch. Our internal review takes 2 business days. After that, you will receive our Consent Letter, or the quote. Once you have signed this letter, we will approach our investor pool. Most applications are claimed within a few days. Has the investor legally confirmed his claim? Then we send the file to the notary.
What information do investors see?
At Briqwise, we draw up a so-called Information Memorandum. In this document, we write about the funding goal, the collateral, your background as an entrepreneur and the repayment capacity. We also add a good photo and the terms and conditions of the financing. This Information Memorandum can request investors who are interested in providing the funding. Approval of this memorandum takes place while signing your Consent Letter.
The information in the memorandum will not appear on our website and can only be requested by investors who are connected to the Briqwise platform.
Can my financial advisor or intermediary submit an application on my behalf?
Definitely! Intermediaries that are known to us can submit a financing request via the intermediary portal. Is this the first time that your advisor works with Briqwise? Through our brokers page he or she simply creates an account.
What types of properties can be financed?
Whether properties for rent, properties for personal use or a combination of both: they are all welcome at Briqwise. (Commercial) homes, business units, office buildings, recreational real estate, hospitality properties, retail real estate, combination buildings, agricultural companies or agricultural land: almost any form of business real estate can be considered collateral for us. Real estate that we do exclude are properties related to the sex industry, (soft) drugs or the arms industry.
How does penalty-free repayment work and what are the benefits?
Financing provided via our platform can be repaid without penalty. This means that you can repay the loans you borrow through Briqwise without having to pay a penalty. How nice is that?! Do you want to make use of extra repayments? These are always deducted on the interest due date. This falls on the last day of the month.
The advantage of penalty-free repayments is that you are extremely flexible with your business. For example, are you having a good year and therefore money left over? Then you can make extra payments on your financing without penalty. Are you on the other hand financially? Then you won't pay extra, no problem. Extra repayment is nice because it reduces your monthly interest burden. For example, interest is only charged on the outstanding loan amount.
What are the requirements for a business mortgage?
Requirements may vary, but our team will guide you through the entire process and ensure that you meet all necessary conditions.
