Je geld staat veilig op de bank, maar het rendement houdt inflatie zelden bij. Op papier groeit je saldo, maar je koopkracht staat stil, of daalt zelfs.
Je leent geld uit aan overheden of bedrijven en ontvangt daarvoor een vaste rente. Stabieler dan aandelen, maar gevoelig voor rentestijgingen en inflatie op de langere termijn.
Je deelt mee in de winst én het verlies van beursgenoteerde bedrijven. Op de lange termijn historisch sterk, maar de koers schommelt mee met marktstemming, nieuws en wereldgebeurtenissen.
Je investeert direct in niet-beursgenoteerde bedrijven, vaak in een vroege fase. De potentiële rendementen zijn het hoogst, maar ook de kans op verlies. Niet liquide, niet voorspelbaar, alleen voor wie het risico volledig begrijpt.
Wij voeren altijd een persoonlijk intakegesprek met zowel de ondernemer als de investeerder.
Wij analyseren de financiële positie van de ondernemer grondig, inclusief de bedrijfscijfers en eventuele BKR-toetsing.
Wij laten elk vastgoedobject beoordelen door gecertificeerde taxateurs en schakelen waar nodig specialisten in.
Wij onderzoeken de haalbaarheid van elke financiering volledig. Is een risico onverantwoord, dan wijzen wij de aanvraag af.
Certain properties are suitable for joint investing involving several investors via participation in a ‘Clubdeal’. You can sign up for a Clubdeal with investors you already know or ones you don’t.
For a Clubdeal, a minimum investment of $100,000 per investor is required.
The rights of investors with a Clubdeal are the same as the rights of an investor in a one-on-one deal.
The main risks in property investments for investors are not getting back the amount lent and not receiving monthly interest.
Briqwise limits these risks with guarantees that offer you a secure and responsible way to invest your money.
Property buyers have to repay the loan at the end of the loan term. Usually, each loan is repaid on linear basis during the term up to 50% of the (appraised) value of the real estate that was taken as the starting point for the financing.
Financing has been provided with terms ranging from six months to twenty years. Initially the borrower determines the term of the financing.
If this situation occurs, investors will be informed asap. Since the monthly instalments are guaranteed by Briqwise, you will continue to receive payments.
Briqwise will take any (legal) steps required to collect the monthly payments and additional expenses. If the property buyer remains in default, Briqwise will have a mortgagee sale of the collateral. In this case investors receive their outstanding loan amount from the proceeds of the sale. If the proceeds are insufficient and a residual debt remains, the investor can claim the outstanding amount from the private wealth of the borrower.
Yes, you can liquidate your funds, by transferring the financing and the related rights and obligations of the loan and mortgage deed to others. Briqwise can assist you with this.
Via the website and by email, you can take an option for real estate financing or claim it.
You will then receive additional information about the entrepreneur and the real estate object will then be temporarily unavailable to others. This gives you enough time to decide whether to convert your option into a claim. If this is not the case, the financing of the property will be available to other investors again.
After a claim, you will receive an acceptance form from us with detailed information about the funding. After signing this, an appointment will be made with the notary and the financing will be concluded.
Our website features the latest options. Here, anyone can access general information about real estate properties and financing.
We will email investors additional information about properties (like appraisal reports) and buyers if the investor requests. It is also possible to meet a property buyer in person.
If you’re interested in attractive returns on a secure investment, please call us or register via the website.
The costs to invest are listed on the fees page of the Briqwise website.
Requirements may vary, but our team will guide you through the entire process and ensure that you meet all necessary conditions.
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