A boring, but very constant and safe form of investing

Robert Alberts owns Plantinum bv, a company that produces exclusive planters. In addition, he invests in real estate, provides loans to entrepreneurs and individuals and “invests in the stock market”
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Investor Robert Alberts speaks
“I choose projects that I feel more comfortable about. Then I see: do I know the region a little bit, or have I never been there before? And do I have something to do with the entrepreneur's activity?”

Robert Alberts invests in real estate, provides loans to entrepreneurs and private individuals and “invests some money on the stock exchange”. He says: “I aim for a balanced distribution in my investment portfolio. Briqwise is a great addition that I recommend to others.”

Sometimes it’s a feeling!

“There were various reasons for working with Briqwise. I can choose the projects myself. I can choose projects that I have a good ‘gut feeling’ about. I can choose to invest in regions or areas I know a little bit about. Or I might have an affinity with their business – it makes quite a difference whether it is a pub or a dental practice needing finance.

Location is also important, not to mention the Loan-to-Value. That is often the deciding factor for me.

Ultimately, it is about the return. My Briqwise deals are returning much more than a bank. Furthermore, the business is very well organised. Decisions are made quickly and they take care of everything. Arranging your own mortgage is three times as difficult – believe me!”

Healthy risk distribution

“When I just started looking at real estate I had some money in my hands and thought “How do you make one and one become two?” The first thing you buy always goes wrong, but you learn from the experience. I now have a healthy risk spread with different buildings and a number of fixed cash flows. It’s much more profitable than at the bank.

Banks are and will remain traditional. All they do is adjust interest rates and change the playing field. That hinders entrepreneurs so I help people who have collateral. For example, say you are looking to buy and renovate a property for a restaurant. But the bank won’t finance it because there’s no tenant in it yet. So stupid! Of course there’s no tenant because the building needs to be renovated first. So I provide a loan for the renovation and later, when there are tenants in it, the bank can take over the loan.

I do not invest on the stock exchange myself, I let people who understand it do that for me. But my portfolio is divided over several funds, ensuring I have a healthy spread. Basically I don’t invest in anything I don’t like or understand. An exception is bitcoin. I play with my children a bit, but I don’t understand the logic. ”

Briqwise = transparency

“The Briqwise model is transparent and very easy to understand. When I have a question, I get an answer immediately. I find investing this way not particularly exciting. In fact it’s boring, but profitable and certain. I like certainty. Ultimately, you have only one goal with investing: to ensure quality of life.

More and more people are discovering the concept. I try to keep an eye on the Briqwise website, but I am often too late. Properties are being claimed faster and faster. This shows that there is a lot of money in the market and of course it also says something about Briqwise. ”

Lean and mean

“I describe Briqwise as lean and mean. The know-how is at the table – with the people you talk to. They are switched on, provide clear answers and keep their word. They offer quality properties you can invest in yourself or with others. If you’re not particularly knowledgable about real estate, they will guide you through a simple process that’s efficient and transparent.

I recommend Briqwise to others in my network. My former partner recently asked: “If I want to invest in something, do you have any advice?” I referred her to Briqwise. A  few weeks ago I steered another friend in the same direction. Both are now happily involved.”

Jij brengt de ambitie,
wij de financiering

Van vastgoedproject naar realiteit: snelle financiering tot €5 miljoen,
persoonlijke aanpak, en expertise die het verschil maakt
Start meteen

Veelgestelde vragen over zakelijke hypotheken

What documentation do I need to provide?

Initially, you provide the most important information about the collateral to be financed and the desired loan amount via the application form.

After that, we need more information from you, such as:
 * A valuation report prepared by a certified appraiser
 * Copy of ID
 * Lease agreements (when the property is rented)
 * Purchase contract (upon purchase)

Are you applying for funding through your company? Then we need more:
 * Recent financial statements

What are the costs of an application?

More details about the costs can be found on our rates page.

How long does a journey via Briqwise take?

You will always receive an indication of the feasibility and financing conditions within 24 hours. We will then complete the file and will be happy to schedule an appointment with you afterwards. The sooner you provide the necessary documentation, the faster we can switch. Our internal review takes 2 business days. After that, you will receive our Consent Letter, or the quote. Once you have signed this letter, we will approach our investor pool. Most applications are claimed within a few days. Has the investor legally confirmed his claim? Then we send the file to the notary.

What information do investors see?

At Briqwise, we draw up a so-called Information Memorandum. In this document, we write about the funding goal, the collateral, your background as an entrepreneur and the repayment capacity. We also add a good photo and the terms and conditions of the financing. This Information Memorandum can request investors who are interested in providing the funding. Approval of this memorandum takes place while signing your Consent Letter.

The information in the memorandum will not appear on our website and can only be requested by investors who are connected to the Briqwise platform.

Can my financial advisor or intermediary submit an application on my behalf?

Definitely! Intermediaries that are known to us can submit a financing request via the intermediary portal. Is this the first time that your advisor works with Briqwise? Through our brokers page he or she simply creates an account.

What types of properties can be financed?

Whether properties for rent, properties for personal use or a combination of both: they are all welcome at Briqwise. (Commercial) homes, business units, office buildings, recreational real estate, hospitality properties, retail real estate, combination buildings, agricultural companies or agricultural land: almost any form of business real estate can be considered collateral for us. Real estate that we do exclude are properties related to the sex industry, (soft) drugs or the arms industry.

How does penalty-free repayment work and what are the benefits?

Financing provided via our platform can be repaid without penalty. This means that you can repay the loans you borrow through Briqwise without having to pay a penalty. How nice is that?! Do you want to make use of extra repayments? These are always deducted on the interest due date. This falls on the last day of the month.

The advantage of penalty-free repayments is that you are extremely flexible with your business. For example, are you having a good year and therefore money left over? Then you can make extra payments on your financing without penalty. Are you on the other hand financially? Then you won't pay extra, no problem. Extra repayment is nice because it reduces your monthly interest burden. For example, interest is only charged on the outstanding loan amount.

 

What are the requirements for a business mortgage?

Requirements may vary, but our team will guide you through the entire process and ensure that you meet all necessary conditions.

Ook een vastgoedfinanciering, zonder bank?

Ben je ondernemer en op zoek naar een hypotheek voor jouw bedrijfspand of beleggingspand? Wil je meer weten over de mogelijkheden voor een zakelijke financiering van jouw bedrijf met vastgoed als onderpand?
Check je mogelijkheden

A boring, but very constant and safe form of investing

Investor Robert Alberts speaks
“I choose projects that I feel more comfortable about. Then I see: do I know the region a little bit, or have I never been there before? And do I have something to do with the entrepreneur's activity?”
No items found.

Robert Alberts invests in real estate, provides loans to entrepreneurs and private individuals and “invests some money on the stock exchange”. He says: “I aim for a balanced distribution in my investment portfolio. Briqwise is a great addition that I recommend to others.”

Sometimes it’s a feeling!

“There were various reasons for working with Briqwise. I can choose the projects myself. I can choose projects that I have a good ‘gut feeling’ about. I can choose to invest in regions or areas I know a little bit about. Or I might have an affinity with their business – it makes quite a difference whether it is a pub or a dental practice needing finance.

Location is also important, not to mention the Loan-to-Value. That is often the deciding factor for me.

Ultimately, it is about the return. My Briqwise deals are returning much more than a bank. Furthermore, the business is very well organised. Decisions are made quickly and they take care of everything. Arranging your own mortgage is three times as difficult – believe me!”

Healthy risk distribution

“When I just started looking at real estate I had some money in my hands and thought “How do you make one and one become two?” The first thing you buy always goes wrong, but you learn from the experience. I now have a healthy risk spread with different buildings and a number of fixed cash flows. It’s much more profitable than at the bank.

Banks are and will remain traditional. All they do is adjust interest rates and change the playing field. That hinders entrepreneurs so I help people who have collateral. For example, say you are looking to buy and renovate a property for a restaurant. But the bank won’t finance it because there’s no tenant in it yet. So stupid! Of course there’s no tenant because the building needs to be renovated first. So I provide a loan for the renovation and later, when there are tenants in it, the bank can take over the loan.

I do not invest on the stock exchange myself, I let people who understand it do that for me. But my portfolio is divided over several funds, ensuring I have a healthy spread. Basically I don’t invest in anything I don’t like or understand. An exception is bitcoin. I play with my children a bit, but I don’t understand the logic. ”

Briqwise = transparency

“The Briqwise model is transparent and very easy to understand. When I have a question, I get an answer immediately. I find investing this way not particularly exciting. In fact it’s boring, but profitable and certain. I like certainty. Ultimately, you have only one goal with investing: to ensure quality of life.

More and more people are discovering the concept. I try to keep an eye on the Briqwise website, but I am often too late. Properties are being claimed faster and faster. This shows that there is a lot of money in the market and of course it also says something about Briqwise. ”

Lean and mean

“I describe Briqwise as lean and mean. The know-how is at the table – with the people you talk to. They are switched on, provide clear answers and keep their word. They offer quality properties you can invest in yourself or with others. If you’re not particularly knowledgable about real estate, they will guide you through a simple process that’s efficient and transparent.

I recommend Briqwise to others in my network. My former partner recently asked: “If I want to invest in something, do you have any advice?” I referred her to Briqwise. A  few weeks ago I steered another friend in the same direction. Both are now happily involved.”

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Financing real estate is the safe alternative to investing in real estate.
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