Coverage with the underlying property provides a feeling of security

After selling the house that Dot (77) and her husband lived in for about 40 years, there is a few tons in the account. At that time, Do and her husband decide to reserve part for nice trips and fun purchases in the short term.
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Investor Dot has a say
“At the start of the loan, Briqwise provides a payment schedule that states the interest and repayment. This way, the payments that Briqwise makes are easy to trace.”

Making our money return well through a safe investment

After the sale of their house (in which Dot and her husband had lived for 40 years) they had some handy money in their account. Dot and her husband decided to reserve a portion for the occasional trip and luxury purchases and safely invest the rest.

Their bank made numerous proposals to invest their money with a slightly higher return. “None of their proposals felt right.” says Dot. “With a mix of shares and bonds, the possible return is indeed much higher than bank savings, but so are the risks. And my husband and I do not want to run a real risk with our money.”

“We came into contact with Briqwise through a friend. During a surprisingly pleasant conversation we listened to Briqwise’s proposition. The fact that the loan is secured by the underlying real estate provides a safe feeling. And receiving 6% interest is of course fantastic! You will not easily find such a combination elsewhere!” says Dot.

This all feels very familiar

“Briqwise’s services are meticulous and the communication was constant and clear.”

Dot and her husband chose to provide two young entrepreneurs with a loan of $200,000 with the security of the right of first mortgage. The loan sum in relation to the value of the property is 50%.

The financing has now been running for a while and $1,000 is credited to Dot and her husband’s account every month. “At the bank we received less than $50 per month.” she says with a laugh.

Jij brengt de ambitie,
wij de financiering

Van vastgoedproject naar realiteit: snelle financiering tot €5 miljoen,
persoonlijke aanpak, en expertise die het verschil maakt
Start meteen

Veelgestelde vragen over zakelijke hypotheken

What documentation do I need to provide?

Initially, you provide the most important information about the collateral to be financed and the desired loan amount via the application form.

After that, we need more information from you, such as:
 * A valuation report prepared by a certified appraiser
 * Copy of ID
 * Lease agreements (when the property is rented)
 * Purchase contract (upon purchase)

Are you applying for funding through your company? Then we need more:
 * Recent financial statements

What are the costs of an application?

More details about the costs can be found on our rates page.

How long does a journey via Briqwise take?

You will always receive an indication of the feasibility and financing conditions within 24 hours. We will then complete the file and will be happy to schedule an appointment with you afterwards. The sooner you provide the necessary documentation, the faster we can switch. Our internal review takes 2 business days. After that, you will receive our Consent Letter, or the quote. Once you have signed this letter, we will approach our investor pool. Most applications are claimed within a few days. Has the investor legally confirmed his claim? Then we send the file to the notary.

What information do investors see?

At Briqwise, we draw up a so-called Information Memorandum. In this document, we write about the funding goal, the collateral, your background as an entrepreneur and the repayment capacity. We also add a good photo and the terms and conditions of the financing. This Information Memorandum can request investors who are interested in providing the funding. Approval of this memorandum takes place while signing your Consent Letter.

The information in the memorandum will not appear on our website and can only be requested by investors who are connected to the Briqwise platform.

Can my financial advisor or intermediary submit an application on my behalf?

Definitely! Intermediaries that are known to us can submit a financing request via the intermediary portal. Is this the first time that your advisor works with Briqwise? Through our brokers page he or she simply creates an account.

What types of properties can be financed?

Whether properties for rent, properties for personal use or a combination of both: they are all welcome at Briqwise. (Commercial) homes, business units, office buildings, recreational real estate, hospitality properties, retail real estate, combination buildings, agricultural companies or agricultural land: almost any form of business real estate can be considered collateral for us. Real estate that we do exclude are properties related to the sex industry, (soft) drugs or the arms industry.

How does penalty-free repayment work and what are the benefits?

Financing provided via our platform can be repaid without penalty. This means that you can repay the loans you borrow through Briqwise without having to pay a penalty. How nice is that?! Do you want to make use of extra repayments? These are always deducted on the interest due date. This falls on the last day of the month.

The advantage of penalty-free repayments is that you are extremely flexible with your business. For example, are you having a good year and therefore money left over? Then you can make extra payments on your financing without penalty. Are you on the other hand financially? Then you won't pay extra, no problem. Extra repayment is nice because it reduces your monthly interest burden. For example, interest is only charged on the outstanding loan amount.

 

What are the requirements for a business mortgage?

Requirements may vary, but our team will guide you through the entire process and ensure that you meet all necessary conditions.

Ook een vastgoedfinanciering, zonder bank?

Ben je ondernemer en op zoek naar een hypotheek voor jouw bedrijfspand of beleggingspand? Wil je meer weten over de mogelijkheden voor een zakelijke financiering van jouw bedrijf met vastgoed als onderpand?
Check je mogelijkheden

Coverage with the underlying property provides a feeling of security

Investor Dot has a say
“At the start of the loan, Briqwise provides a payment schedule that states the interest and repayment. This way, the payments that Briqwise makes are easy to trace.”
No items found.

Making our money return well through a safe investment

After the sale of their house (in which Dot and her husband had lived for 40 years) they had some handy money in their account. Dot and her husband decided to reserve a portion for the occasional trip and luxury purchases and safely invest the rest.

Their bank made numerous proposals to invest their money with a slightly higher return. “None of their proposals felt right.” says Dot. “With a mix of shares and bonds, the possible return is indeed much higher than bank savings, but so are the risks. And my husband and I do not want to run a real risk with our money.”

“We came into contact with Briqwise through a friend. During a surprisingly pleasant conversation we listened to Briqwise’s proposition. The fact that the loan is secured by the underlying real estate provides a safe feeling. And receiving 6% interest is of course fantastic! You will not easily find such a combination elsewhere!” says Dot.

This all feels very familiar

“Briqwise’s services are meticulous and the communication was constant and clear.”

Dot and her husband chose to provide two young entrepreneurs with a loan of $200,000 with the security of the right of first mortgage. The loan sum in relation to the value of the property is 50%.

The financing has now been running for a while and $1,000 is credited to Dot and her husband’s account every month. “At the bank we received less than $50 per month.” she says with a laugh.

No items found.

Your money in motion

Financing real estate is the safe alternative to investing in real estate.
High returns, while maintaining certainty. Want to know more about the options?
Or do you have other questions? Then please contact us.
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